Not to rein in all this enthusiasm but...
You will enjoy that POS for a day or two, then wish:
1) it was at least 16' and that...
2) it was 20 years newer.
Boats, even newer, are money pits. Old engines are scrap. Ever see parts labeled NLA? New boaters all make the same mistakes. There are no cheap boats! You pay more, when you find a nice one and live happily ever after.
Or you find a cheap, fixer upper, "bargain", spend thousands on repairs and upgrades, end up hating it, selling or scrapping it and then abandon boating, entirely.
I speak from experience. The third boat I bought was a Malibu Tyee. 12 years old when I bought it, kept indoors, looked near-new, solid Yamaha power and a decent, galvanized trailer under it. 18 year later, it's on it's fourth owner - my son-in-law and now on to his best friend. We all love that boat to this day. I paid double what I wanted to but never regretted that day, ever! Guess what? It's held value for 30 years, last selling for more than the original purchase price!
So wait, shop, save, take a small loan but buy the right boat once and first.