I think you may have a long search.Very hard to fill all your needs in one boat on your budget.Most modern boat designs have galley and accomodations below deck level,so hard to keep wife happy.Unless you have someone that loves to steer the boat all day from the wheelhouse,the larger pilot house boats are very limited when it comes to visibility from the cockpit. I think you still require some speed,so your looking at twin power /high fuel costs.I was on a swiftsure fishing trip on a 30 Commander and hated the ride,a wide beam at speed in a swell is no fun.The fisherman in me says go Seasport,the fuel saver and speed freak in me says go aluminum,the "what the hell you only live once"says go Oceansport.I just don't know if there is The Perfect Boat out there.Pursuit boats would be my choice,but we all know how important it is to keep the wife happy.