Having a racor is critical, if you ever get bad fuel it is the first defence in your fuel system. If your mercury engine filter alarm goes off is it easy to get at at sea?
Racors are just one quick look at once in a while, no water just go. The engine filters stays clean longer, and I change my racors every 2 years unless I get dirt in them. For the few bucks it is worth it
I have 2 racors as my tank has dual outlets , one for each main and kicker t off one.
I have gotten bad gas with dirt in it before. Was nice to see before I went out as it saved me a headache at sea.