I'm paying about $575/year for boat insurance which seems a little high, especially since it's on a trailer for 6mo of the year. That includes 30K in coverage for hull, motors and gear. I was going to check around to see if there is anyone with lower rates. Our company uses PM (Pacific Marine Underwriting Managers Ltd) and some of the others use AXA Pacific - any ideas? We're probably stuck with what we're paying. Does anyone have a good insurance company they can recommend?