Every time I try and figure this out, I take one look at the wiring tucked way up inside the engine bay running into panels that I can't reach because I'm too fat and I panic. I'm not comfortable with electrical issues. Both battery banks run through switches on the main panel and then back out in an area I can't see. The big charger/inverter back-feeds the house panel which has the start charger on it so you have to switch the house charger breaker off when you flip the inverter on or you end up charging the starter back with the house. Like I said, North Shore Marine, Inlet, Pleasurecraft, Stem to Stern and now Jeff the mobile guy, I've asked them all to help me trace all of this and draw up some kind of she schematic that I can understand and not one has followed through with it. Mostly because something catastrophic happens and we end up scrambling to get it back in the water and stop the bleeding.