This is nothing new, back in the late 80's and 90-'s when I was an auditor at the Bank, I had one special account , a large boat dealer in Winnipeg, that committed fraud (details to long to get into but involved credit cards, kiting, inventory, pay offs, empty boxes claimed to be full of product and on and on), after the smoke cleared he took the bank for just over 2 million, and that was HUGH money in those days. Think about it you could have bought a house in Winnipeg for 50-70K. Anyway, the Gent called the bank asked for a meeting and then explained what he did and the next day moved to Texas. He scammed many people and couldn't have cared less. But, every year that Bank location got a Chrismas card from Dave, wishing everyone a happy Christmas. Oh and the Bank never prosecuted him because THEY DIDN'T WANT THE BAD PUBLICITY ! Its an old record that has played over and over and over for years. All I can say is DON'T TRUST ANY BODY, HAVE PROPER DOCUMENTED PROOF ANY THING YOU LEAVE AT ANY DEALERSHIP OR HAVE DEPOSIT ON , or JUST BE A VICTIM !! And TRUST ME ! , Is the first sign of a problem !