fire-ex, we probably haven't done a descent job of answering your wife's question. i guess somewhere between stupidity and lack of imagination might be the answer, but it is probably more of what type of gear you own (Anchovy versus Herring bait heads) and what you have confidence in. Most times the "right" Hoochie will out fish bait - with Hoochie's there are 100's of choices in finding the "right' Hoochie but with bait there are fewer choices, so it is easier & cheaper for a sports angler to be successful with bait, where a commercial troller can tow 50 or more different Hoochie's them dial-in what catches the most fish.
Also, you don't always need to match closely what the fish are eating - 5 years ago I pulled a 16" Sardine out of a Chinook in Ucluelet; finding a bait/lure that matches that would be rare up here. On the flip side there are area's on WCVI where squid come into spawn. Ran herring & jigs at them for days - nothing. Switched to a OG11R Hoochie and hooked-up 3 in about 20 minutes. Next day we saw a commercial troller anchored-up still fishing that same area with live squid they had jigged; the squid were brown & white, a somewhat poor match of the Hoochie i was using the day before but obviously a better match than Herring.
I have been fishing Ucluelet since 1983; used to keep a boat moored there going often, and over the years i have a good idea what what works when & where & always try to use something that resembles what i think the fish are feeding on. These days the fish are so much smaller than the good old days so i tend to only go in August & fish offshore with big plugs & spoons.