thanks alot to everyones help so far, i am definetly going to check out beacon insurance.... After calling around and getting some price quotes im scheduled to get a survey done on Saturday....I decided to go with Meadows Marine Surveyors located in Sydney. They are going to do it for $155 plus HST if i bring the boat to them, otherwise it would have been $265 for them to come to my house and do the survey in my driveway. I will post back on saturday and let everyone know how it went, but from talking on the phone with Lachlan he seems like a good guy, gave me lots of information on the survey explaining all the things they would be checking for.